FINANCING
Buy Today, Pay Over Time
We have financing options to fit everyone's budget. Use our online application to find the right financing option for you!
Synchrony Program Advantages
12 Months no interest financing through Synchrony Bank.
*With approved credit and minimum order required.
100% Credit approval is our Goal!
Finding quality furniture for your home is an important investment. At Lagniappe Home Store, we strive to make that investment affordable for all families. That's why we offer furniture financing so you can bring home the perfect living room furniture, dining room furniture, office furniture, kids room furniture, accent furniture, or other furniture while making monthly payments. Stop in to our showroom if you have any questions, otherwise the application is available online for your convenience.
Deferred Interest Terms:
Interest accrues on promotional purchase during promotional period at the account holder's standard rate for their account and is shown on the billing statement as accrued interest. Interest will be assessed if promotional purchase is not paid in full within the promotional period.Minimum monthly payments are required.
If the promotional purchase is paid in full by the end of the promotional period, the account holder will not be charged any interest on the promotional purchase.
If the promotional purchase is not paid in full by the end of the promotional period, the account holder will be charged the interest that has accrued at the standard APR on the account on the promotional purchase from the date of purchase.
A minimum monthly payment is required and varies based on the account holder's balance. Each billing statement will display the required total monthly payment due on the account.
If only required minimum payments are made, the promotional purchase may not be paid off by the end of the promotional period. Factors that determine this are:
Amount of the promotional purchase
Length of the promotional period
Whether there are other balances on the account.
Equal Payment with No Interest Terms:
Promo Terms Never Expire.
No interest is assessed on the promotional purchase.
The equal monthly payment is calculated by dividing the amount financed (INCLUDING RELATED PROMO FEE) by the number of months in the promotional period allowing the financed amount to be paid by the end of the promotional period.